Service Plus Credit Union

Financial Smarties: A Smarter Way To Pay

Posted on April 21, 2021 at 9:00 PM by Service Plus

Looking for a smarter way to pay? Your smartphone can make paying for your purchases so much easier. Credit and debit cards, along with loyalty, gift and membership cards can be uploaded into an easily available digital wallet on your phone.  No more fumbling around to find your card - it’s right at your fingertips.

Choices for all types of smartphones.

Google Pay, Apple Pay and Samsung Pay each work with the latest models of the phones they represent. They even work with some models of smartwatches as well.

How does it work?

Each platform uses Near Field Communication (NFC) allowing you to tap or put your phone or watch near the credit card pad to complete the transaction securely.  Samsung Pay also works at retailers who only have magnetic or swipe credit card readers.

What about security?

The first question most ask is about the security.  When you go to pay, your phone or watch will require your fingerprint, password or security pattern to complete the purchase.  Then during your payment transaction, your card numbers are sent to the machine in encrypted code.  As an extra layer of security, if you ever lose your smart device, you can use the online manager to lock the device and wipe out any personal information.


If you're a member of Service Plus, you can pay the smart way by adding your debit card into Google Pay, Samsung Pay or Apple Pay.  

Categories: Financial Smarties

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