Service Plus Credit Union

Loan Rates

Rates Effective as of August 1, 2019

Mortgage Loans

Advance Amount APR Terms (Months)
1st Mortgages - 30 years 2nd Mortgages - 15 years
Up to 80% of value 4.10% 15 year Fixed Rate
Up to 80% of value 3.90% 6 year Balloon - Amortization up to 30 yrs
80.1% to 90% of value 4.20% 6 year Balloon - Amortization up to 30 yrs

New/Used Auto

Advance Amount APR Terms (Months)
New 2019 and 2018 As low as 2.99% 36 months
As low as 3.29% 48 months
As low as 3.49% 60 months
As low as 3.74% 72 months

Simple interest used to calculate payment. For example, 60 monthly payments of $18.19 per $1,000 borrowed at 3.49% APR. The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Used Auto

Advance Amount APR Terms (Months)
2009 and older As low as 4.75% 36 month
2010-2017 As low as 3.49% 36 months
As low as 3.69% 48 months
As low as 3.99% 60 months

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Recreational Vehicles

Advance Amount APR Terms (Months)
Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles Call for rate Call for rate

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

New RV's

Advance Amount APR Terms (Months)
New 2019 and used to 2017 As low as 6.50% 120 months
As low as 5.50% 84 months
As low as 4.50% Up to 60 months

The Annual Percentage Rate you receive will be based upon our credit scoring criteria. Please call or apply online to have us calculate your rate. 

Used RV's

Advance Amount APR Terms (Months)
2016-2013 As low as 6.50% 84 months
As low as 5.50% Up to 60 months

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Personal

Advance Amount APR Terms (Months)
Overdraft Protection 14.99% N/A
Personal/Unsecured Loans As low as 8.90% Up to 48 months

Credit Card

Advance Amount APR Terms (Months)
VISA Credit Card Click here for detailslink opens in a new window 8.90% - 15.90% N/A

Credit Builder / Share Secured

APR Terms (Months)
3.00% above Share/Certificate N/A

*APR is the Annual Percentage Rate.

© 2019 Service Plus Credit Union. All rights reserved.