Loan Rates
Rates Effective as of September 14, 2022.
New/Used Auto
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| New 2022 through 2020 | As low as 4.00% | 36 months |
| New 2022 through 2020 | As low as 4.25% | 48 months |
| New 2022 through 2020 | As low as 4.25% | 60 months |
| New 2022 through 2020 | As low as 4.50% | 72 months |
| New 2022 through 2020 | As low as 4.99% | 84 months |
Simple interest used to calculate payment. For example, 72 monthly payments of $15.77 per $1,000 borrowed at 4.25% APR. The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Used Auto (2017-2019)
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 2017-2019 | As low as 4.25% | 36 months |
| 2017-2019 | As low as 4.25% | 48 months |
| 2017-2019 | As low as 5.00% | 60 months |
| 2017-2019 | As low as 5.50% | 72 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Used Auto (2012-2016)
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 2012-2016 | As low as 4.50% | 36 months |
| 2012-2016 | As low as 4.75% | 48 months |
| 2012-2016 | As low as 5.25% | 60 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Used Auto (2011 & Older)
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 2011 & Older | As low as 5.75% | 36 months |
| 2011 & Older | As low as 6.25% | 48 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Home Equity Loans
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| Borrow up to 80% of your home's equity | As low as 4.75% A.P.R | Amortized Up to 15 years with a 6 year balloon |
| Borrow up to 90% of your home's equity | As low as 5.50% A.P.R. | Amortized up to 15 years with a 6 year balloon. |
*APR=Annual Percentage Rate and is subject to credit rating and loan to value. All loans subject to approval.
Mortgage Loans
Due to the changing rate environment, please call for the most current mortgage loan rates.
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 1st Mortgages - 30 years 2nd Mortgages - 15 years | ||
| Up to 80% of value | Please call. | 6 year Balloon - Amortization up to 30 yrs |
| 80.1% to 90% of value | Please call. | 6 year Balloon - Amortization up to 30 yrs |
| Up to 80% of value | Please call. | 15 year Fixed Rate |
Recreational Vehicles
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles | Call for rate | Call for rate |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
New RV's
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| As low as 4.50% | Up to 60 months | |
| As low as 5.50% | 84 months | |
| New 2020 and used to 2018 | As low as 6.50% | 120 months |
The Annual Percentage Rate you receive will be based upon our credit scoring criteria. Please call or apply online to have us calculate your rate.
Used RV's
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| As low as 5.50% | Up to 60 months | |
| 2017-2013 | As low as 6.50% | 84 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Personal
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| Personal/Unsecured Loans | As low as 8.90% | Up to 48 months |
| Overdraft Protection | 14.99% | N/A |
Credit Card
| Advance Amount | APR | Terms (Months) |
|---|---|---|
VISA Credit Card
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|
8.90% - 15.90% | N/A |
Credit Builder / Share Secured
| APR | Terms (Months) |
|---|---|
| 2.00% above Share/Certificate | N/A |
*APR is the Annual Percentage Rate.