Loan Rates
Rates Effective as of August 1, 2019
Mortgage Loans
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 1st Mortgages - 30 years 2nd Mortgages - 15 years | ||
| Up to 80% of value | 4.10% | 15 year Fixed Rate |
| Up to 80% of value | 3.90% | 6 year Balloon - Amortization up to 30 yrs |
| 80.1% to 90% of value | 4.20% | 6 year Balloon - Amortization up to 30 yrs |
New/Used Auto
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| New 2019 and 2018 | As low as 2.99% | 36 months |
| As low as 3.29% | 48 months | |
| As low as 3.49% | 60 months | |
| As low as 3.74% | 72 months |
Simple interest used to calculate payment. For example, 60 monthly payments of $18.19 per $1,000 borrowed at 3.49% APR. The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Used Auto
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 2009 and older | As low as 4.75% | 36 month |
| 2010-2017 | As low as 3.49% | 36 months |
| As low as 3.69% | 48 months | |
| As low as 3.99% | 60 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Recreational Vehicles
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles | Call for rate | Call for rate |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
New RV's
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| New 2019 and used to 2017 | As low as 6.50% | 120 months |
| As low as 5.50% | 84 months | |
| As low as 4.50% | Up to 60 months |
The Annual Percentage Rate you receive will be based upon our credit scoring criteria. Please call or apply online to have us calculate your rate.
Used RV's
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| 2016-2013 | As low as 6.50% | 84 months |
| As low as 5.50% | Up to 60 months |
The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate.
Personal
| Advance Amount | APR | Terms (Months) |
|---|---|---|
| Overdraft Protection | 14.99% | N/A |
| Personal/Unsecured Loans | As low as 8.90% | Up to 48 months |
Credit Card
| Advance Amount | APR | Terms (Months) |
|---|---|---|
VISA Credit Card
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|
8.90% - 15.90% | N/A |
Credit Builder / Share Secured
| APR | Terms (Months) |
|---|---|
| 3.00% above Share/Certificate | N/A |
*APR is the Annual Percentage Rate.