Service Plus Credit Union

Loan Rates

Rates Effective as of March 1, 2020.

Mortgage Loans

Due to the changing rate environment, please call for the most current mortgage loan rates.

Advance Amount APR Terms (Months)
1st Mortgages - 30 years 2nd Mortgages - 15 years
Up to 80% of value Please call. 6 year Balloon - Amortization up to 30 yrs
80.1% to 90% of value Please call. 6 year Balloon - Amortization up to 30 yrs
Up to 80% of value Please call. 15 year Fixed Rate

New/Used Auto

Advance Amount APR Terms (Months)
As low as 2.74% 72 months
As low as 2.74% 60 months
As low as 2.50% 48 months
New 2020 and 2019 As low as 2.50% 36 months

Simple interest used to calculate payment. For example, 60 monthly payments of $17.86 per $1,000 borrowed at 2.74% APR. The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Used Auto

Advance Amount APR Terms (Months)
2011-2018 As low as 2.50% 36 months
As low as 2.50% 48 months
As low as 2.74% 60 months
2010 and older As low as 4.25% 36 month

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Recreational Vehicles

Advance Amount APR Terms (Months)
Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles Call for rate Call for rate

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

New RV's

Advance Amount APR Terms (Months)
As low as 4.50% Up to 60 months
As low as 5.50% 84 months
New 2020 and used to 2018 As low as 6.50% 120 months

The Annual Percentage Rate you receive will be based upon our credit scoring criteria. Please call or apply online to have us calculate your rate. 

Used RV's

Advance Amount APR Terms (Months)
As low as 5.50% Up to 60 months
2017-2013 As low as 6.50% 84 months

The Annual Percentage Rate you receive will be based upon credit scoring criteria, loan to value ratio, and mileage. Please call or apply online to have us calculate your rate. 

Personal

Advance Amount APR Terms (Months)
Personal/Unsecured Loans As low as 8.90% Up to 48 months
Overdraft Protection 14.99% N/A

Credit Card

Advance Amount APR Terms (Months)
VISA Credit Card Click here for detailslink opens in a new window 8.90% - 15.90% N/A

Credit Builder / Share Secured

APR Terms (Months)
3.00% above Share/Certificate N/A

*APR is the Annual Percentage Rate.

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