Deposit Rates
Welcome to Service Plus Credit Union, where your financial goals are our priority. Explore our competitive deposit rates designed to maximize your savings. Whether you're saving for a future purchase, an emergency fund, or retirement, our diverse range of deposit products offers attractive interest rates to suit your needs. At Service Plus Credit Union, we believe in providing value to our members, and our deposit rates reflect our commitment to helping you grow your wealth. Discover the advantages of banking with us and start earning more on your deposits today. Join Service Plus Credit Union and let your money work harder for you.
Rates effective as of 01/01/2025
Share
| Terms (Months) | Rate | APY |
|---|---|---|
| Share Rates | 0.15% | 0.15% |
Dividends paid quarterly on balances of $100.00 or more.
Money Market
| Terms (Months) | Rate | APY |
|---|---|---|
| Balances up to $1,999.99 | 0.30% | 0.310% |
| Balances up to $20,000.00 & Over | 0.40% | 0.410% |
Money Market accounts pay dividends monthy. Minimum of $1,999.00 to open and earn base rate.
Share/IRA Certificates
| Terms (Months) | Rate | APY |
|---|---|---|
| 6 month | 2.50% | 2.529% |
| 12 month | 0.60% | 0.602% |
| 15 month | 2.00% | 2.018% |
| 18 month | 2.75% | 2.785% |
| 24 month | 0.70% | 0.702% |
| 30 month | 2.00% | 2.018% |
| 36 month | 3.50% | 3.557% |
| 48 month | 1.50% | 1.510% |
| 60 month | 1.00% | 1.005% |
| 13 Month | 2.75% | 2.785% |
| 9 MONTH | 4.00% | 4.074% |
$500.00 minimum balance to open. Dividends are paid monthly. May be a penalty for early withdrawal. Rates are subject to change at any time.
*APY is the Annual Percentage Yield.
Thank you for choosing Service Plus Credit Union for your banking needs. Our competitive deposit rates empower you to achieve your financial goals with confidence. Experience the difference of banking with us, where your savings are valued and rewarded. If you have any questions or need assistance, our dedicated team is here to help. Join Service Plus Credit Union today and enjoy the benefits of secure and rewarding banking. Your financial journey begins here – where service meets excellence.