|
Current Loan
Rates»
Current Deposit Rates»
Current Loan Rates
Effective as of 02/12/2010
| Loan
Type |
Term |
Rates
as low as |
New/Used
Auto
2010-2009 |
36 months |
4.75% APR* |
48 months |
4.75% APR* |
60 months |
4.75% APR* |
72 months |
5.75% APR* |
| |
Used
Auto
2008-2003 |
36 months |
5.50% APR* |
48 months |
5.50% APR* |
60 months |
6.50% APR* |
| 2002 & Older |
36 months |
7.00% APR* |
| |
Recreational Vehicles
(Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles) |
- |
- |
| |
New
RV’s
2010-2009
|
Up to 60 months |
6.25% APR* |
84 months |
7.75% APR* |
120 months |
8.75% APR* |
| |
Used
RV’s
2008-older |
Up to 60 months |
5.75% APR* |
84 months |
7.25% APR* |
120 months |
8.25% APR* |
| |
Real
Estate/Home Equity Loans
Up to 80% of value |
Up to 60 months |
4.74% APR* |
72 months |
5.74% APR* |
| 80% to 90% of value |
Up to 60 months |
5.24% APR* |
| Real
Estate Loan Amortizations:
1st Mortgages – 25 years
2nd Mortgages- 15 years |
| |
Personal/Unsecured
Loans
Overdraft Protection
|
Up to 48 months |
10.00% APR* |
N/A |
14.99% APR* |
| |
Other Loans
Share/Share
Certificate Secured |
N/A |
3% above
Share/Certificate |
| Credit Cards |
N/A |
8.90% APR* |
| |
*APR is the Annual Percentage Rate.
|
|
Current Deposit Rates
Effective as of 01/14/2010
| Account Type |
Dividend
Rate |
APY* |
| Share |
.75%
|
.75%
|
| |
Money Market
Balances up to 19,999.99 |
1.00%
|
1.02%
|
| Balances 20,000.00 &
Over |
1.50%
|
1.51%
|
| |
| Share/IRA
Certificates |
| 6
month |
1.30%
|
1.31%
|
| 12 month |
1.80%
|
1.81%
|
| 18 month |
1.90%
|
1.92%
|
| 24 month |
1.95%
|
1.97%
|
| 36 month |
2.50%
|
2.53%
|
| 60 month |
2.80%
|
2.84%
|
| |
*APY is the Annual Percentage Yield
|
|
|
 |
