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Current Loan Rates»          Current Deposit Rates»


Current Loan Rates
Effective as of January 1, 2016

Loan Type
Term
Rates as low as
New/Used Auto
New and 1 model year old
36 months
1.90% APR*
48 months
1.95% APR*
60 months
1.99% APR*
72 months
2.99% APR*
 
Used Auto
2014-2007
36 months
2.90% APR*
48 months
2.95% APR*
60 months
3.40% APR*
2006 & Older
36 months
4.40% APR*
 
Recreational Vehicles
(Campers, Snowmobiles, 4 Wheelers, Boats, Motorcycles)
-
-
 
New RV’s
New or 1 year old
Up to 60 months
3.40% APR*
84 months
4.90% APR*
120 months
5.90% APR*
 
Used RV’s
2014-2009
Up to 60 months
4.40% APR*
84 months
5.40% APR*
120 months
6.90% APR*
 
Real Estate/Home Equity Loans
Up to 80% of value
5 year Balloon
3.40% APR*
80.1% to 90% of value
5 year Balloon
3.95% APR*
Real Estate Loan Amortizations:
1st Mortgages – 30 years          2nd Mortgages- 15 years
 
Personal/Unsecured Loans
Up to 48 months
10.00% APR*
Overdraft Protection
N/A
14.99% APR*
 
Other Loans
Share/Share Certificate Secured
N/A
3% above
Share/Certificate
VISA Credit Card
N/A
8.90% APR*
 

*APR is the Annual Percentage Rate.

           



Current Deposit Rates
Effective as of January 1, 2016

Account Type
Dividend Rate
APY*
Share
.25%
.25%
 
Money Market
Balances up to 19,999.99
.30%
.31%
Balances 20,000.00 & Over
.40%
.41%
 
Share/IRA Certificates
     6 month
.25%
.25%
   12 month
.65%
.65%
   18 month
.75%
.75%
   24 month
.95%
.95%
   30 month 1.10% 1.10%
   36 month
1.20%
1.20%
   48 month 1.30% 1.30%
   60 month
1.15%
1.15%
 

*APY is the Annual Percentage Yield

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